Homeowner Alliance

Here’s the story of fellow Long Islanders, David Pescetto and Cookie Tini, who have created a non-profit, Homeowner Alliance, where prospective home buyers and sellers could receive guidance and assistance.

Hi Cookie and Dave! How did you get started with Homeowner Alliance?

We started as a small group of individuals who were in search of helping homeowners create a place where they could receive sincere guidance and assistance. As we were sitting around and talking, we couldn’t believe how many homeowner’s had trouble with attorneys, banks, real estate agents, and investors taking advantage of them and sometimes even making matters worse.   Unfortunately, some of us have lived through these same nightmares with our own homes and/or family members.  We have learned firsthand the agonizing struggles working with incompetent banks, real estate agents, attorneys and investors alike.

​We have heard all too many times a client telling us:

  1. “The bank won’t talk to us.”
  2. “The agent was nice, but had no idea what they were doing.”
  3. “We have paid an exuberant amount of money to an attorney to try to save our house, but wound up losing it anyway.”
  4. “I trusted an investor who promised me a place to live and money, but never delivered.”
  5. “I was told that I would be able to get a modification done and paid the person to do it and found out that they never even sent in the paperwork and I was hung out to dry.”

​Unfortunately, the above are just a small fraction of what we hear. However, it is important to note that there are amazing banks, attorneys, real estate agents and investors out there.   In fact, we personally work with many of them who have a proven track record and an outstanding reputation.

After all the sad stories we heard, we decided to take matters into our own hands and opened up a non-profit. When working with us you will find FAIR and HONEST guidance regarding your situation.  We will do all we can to keep families in their homes and preserve communities.  Please remember YOU are not alone.

What services do you offer?

Homeowner Alliance is a non-profit organization that provides assistance to homeowners struggling with the many obstacles of home-ownership and navigating through difficult bank guidelines. Our first line of defense is to help you KEEP your home!  If you are having issues with your mortgage, we are here to help you.  Our services include: loan modification, foreclosure assistance, auctions, distressed properties, probate, tax liens, divorce circumstances, and real estate sales. Going through any of these situations can be very daunting and confusing, our goal is to educate homeowners and help them arrive at the best outcome. We know confidentiality is very important to most people and we value your privacy. 

What is the one thing your business is known for over your competitors?

First and foremost, we are ALWAYS honest, compassionate and transparent. Collectively we have over 20 years in the real estate and mortgage industry.  If we can’t help a homeowner, we will steer them in the right direction and recommend them to someone who can, even if that is a competitor.

What would you want current or potential customers to know about your business that they may not know already?

More important than our collective experience in the real estate industry is that we have experienced firsthand what it is like to be a distressed homeowner and/or lose a home. Experiencing sleepless nights, frustration, confusion and stress can be overwhelming and sometimes unbearable to handle.  However, we also know what it takes to alleviate these concerns and get the best outcome for the homeowner. 

What is the biggest “win” in your business’ history? Explain what it was, how it came about, and what it meant to your business.

The biggest win for us was when we realized we could help homeowner’s that have all types of mortgages including a reverse mortgage which we were told could not be done.  Marie was a 79-year-old widow who was being harassed by every investor, attorney and short sale company.  One day I knocked on Marie’s door and we talked through a window for some time and when she felt comfortable with me, she invited me in.  She was super stressed and extremely overwhelmed.  I sat at Marie’s kitchen table and listened to her story.  As we were sitting there, she received 4 consecutive phone calls from the same short sale company (she was very upset about this constant harassment), on the 4th call I asked if I could answer the phone and speak on her behalf, she agreed and fortunately I spoke with the caller and stopped the harassment.  As we continued to talk it came to light that Marie did not tell her children what she was going through for the past 3 years. When we were done speaking, I told her we would try to help her and if we couldn’t we would recommend her to someone who could. I suggested she speak with her children and let them know what was happening.  In addition, I suggested that the next time we meet it was important to have all or at least one of her children present. The next time we met she told me she discussed everything with her children and gave me her sons number and asked me to explain to him what was going on.  Once we had both Marie and her children on board, paperwork was signed, we were able to move forward and get the best outcome for Marie.  We settled with the bank, obtained moving and living expenses for her to start her new journey.   Knowing that we could now help the elderly with reverse mortgages has meant a lot to us and the homeowner.

What else should we know about Homeowner Alliance?

If you’re going through any of these situations or know someone who is please don’t hesitate to Call, text or email our office today and one of our advocates will be there to assist with any question you may have.

Our goal is to educate homeowners and help them arrive at the best outcome.

Homeowner Alliance

www.homeownerallianceusa.org

ha.advocate20@gmail.com

David Pescetto Cell: (516) 474-3944

Cookie Tini Cell: (631) 509-3886

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